Top 5 Reasons Why You’re Still Living Paycheck To Paycheck

stop living paycheck to paycheck

It’s 5:00 a.m.

You’re hopping out of bed to get ready for work. Work starts at 7 a.m.

You get in your car, drive to work, and clock in.

You’re sitting at your desk, operating a machine, or building houses day in and day out.

You collect a paycheck for the same amount every 2 weeks and pay all your bills and rarely have anything left over.

All year long you do the same thing over and over and over and eventually get sick and tired of the same thing.

In addition, you’re not getting anywhere financially and you’re sick of receiving the same paycheck every 2 weeks for the same amount.

With no raise in sight (because corporate companies just don’t care) you start to become depressed and fatigued.

You’re not sure how to get out of the situation you’re in because you don’t have the motivation to do so.

Because of this, you’re left with “compromising” and just dealing with the situation, even though your sick of it and want out!

In this article you will learn the top 5 reasons why you’re still living paycheck to paycheck in-depth, and what to do to overcome each situation. #BeenThere

1. You’re not committed

Ahh the “C” word. It’s important to be committed, in anything really. Truth is, if you’re not committed then nothing will ever change.

Let’s use an example. Let’s say you’ve heard that people can make money online from blogging.

You buy yourself a domain, install WordPress, and publish your first article. You then start to publish articles on a daily basis or maybe even just 2 or 3 times a week.

Weeks go by of you doing the same thing over and over. You think to yourself “why aren’t I making any money?” or “this is just a waste of time when I could be out with my friends”. I’ll tell you right now, you DO NOT want to fall into this pit, even though most people do in the beginning.

Back to my example, so you’re starting to doubt yourself and doubt the blog that you started.

Then you just say screw it and GIVE UP.

Weeks go by and you haven’t published a single blog post and your blog gets stale.

This example is exactly what I am talking about when I say you’re not committed. Think about it this way, do you think the bloggers out there who profit $10k+/month got where they are because they’re “lucky” or because they “quit” after 3 weeks? Heck no!

You need to stay committed and grind and hustle at it on a daily basis no matter what the outcome is after periods of time. You have to treat it like a business and in order to do that, you NEED to stay committed to your main objective.

2. You have no motivation

As simple as it may sound, you simply have zero motivation to do anything.

I get it, you work long hours at your current job slaving away for the corporate giant.

What about you though? You deserve time for yourself to make yourself financially better don’t you?

Think about it this way, the earlier you get on the task of having a better financial future, the sooner you’ll be able to leave that daily job that you hate so much.

That should be enough motivation right there.

You have to really WANT to do better, in order to actually do better. Always stay positive and focused because if you do, you’ll always feel motivated towards doing better for yourself.

Here’s a tip that always helps me. I keep my calendar full at all times. Why do I do this? Because it continually forces me to always have “something” to do to keep growing larger and larger. I know the outcome will be great so I stay committed, harness my motivation, and hustle on a daily basis to make it happen.

It’s funny how a tool such as a simple calendar can change your entire life.

3. You don’t know where to start

This is common. Most individuals who are in this position have absolutely no idea where to even start.

They say they don’t want to keep working their crap job that pays so little, but yet they don’t really have a clue as to what else is out there.

Most of us have been there.

A good place to start would be to look over your lifestyle and figure out what you may or may not be good at. That’s a good starting point because then you’ll be able to start doing research based on that information.

I’ll tell you though, if you’re good at something that can be translated to the online world, then you’re looking at a potential digital gold mine to be honest.

4. You’d rather “compromise”

Yup I said it, you’d much rather “compromise” than do the work that it takes to get anywhere.

I hate to be harsh here but it’s the stone cold truth.

Many people who are in this situation, they complain on a daily basis but yet they simply don’t WANT to do anything to change the situation.

Nothing is easy, if this process was easy then everyone would be doing and everyone would be financially stable. Unfortunately, this isn’t the case.

Compromising is the easy way out, and the easy way to go further and further in debt as well.

The only way you can really get out of this mess is by wanting to change. Only YOU has the power to make a change in your life. My suggestion to you is this, sit yourself down in a chair with no distractions and take a long, hard look at your financial situation. It shouldn’t take long for you to realize that you NEED to buck up and do something about it.


5. You aren’t serious about your future

Lastly, you simply DO NOT CARE about your future. This kind of goes hand-in-hand with the “compromising” issue like we talked about above.

I can only guess that you like to go out as well. This is a big no no when trying to commit to go down a new path of building a better financial future for yourself.

Going out and spending the remainders of your paycheck isn’t going to get you anywhere except for broke! I didn’t have to tell you that as you probably already knew. But it’s a pretty big deal because you could be using that extra money to make more money instead.

Here’s what you can do, if you truly want to change and continue on a better path, cut out all the random junk you spend money on, on a monthly basis. This includes coffee, going our to get drunk, shopping, basically buying “stuff” that you absolutely do not need. Even if it only saves you $20 by the end of the month, it’s totally worth it. I’ll tell you one thing, I could easily take $20 and spend it on a super cheap Facebook advertising campaign and walk away with $100 for an easy $80 profit. So yes, even the small amounts that you could save, do matter!

Wrapping up

So now that we got the cat out of the bag and you know exactly why you’re still living paycheck to paycheck, what are you going to do about it? Hopefully you’ll take what I have given you and will put it into action. Everything I have mentioned, I have been through so I completely understand the situation you’re in. However, all you have to do is make 1 simple shift in your thought process and you’ll be on a path to success in no time.


Spend your money on learning new things, investing in yourself, or anything that’ll make you MORE money.

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